{"id":90,"date":"2024-06-27T13:18:12","date_gmt":"2024-06-27T13:18:12","guid":{"rendered":"https:\/\/www.andersondentalhackensack.com\/blog\/?p=90"},"modified":"2024-07-12T13:47:03","modified_gmt":"2024-07-12T13:47:03","slug":"do-i-really-need-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.andersondentalhackensack.com\/blog\/2024\/06\/27\/do-i-really-need-dental-insurance\/","title":{"rendered":"Do I Really Need Dental Insurance if I have Medical Coverage?"},"content":{"rendered":"
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Comparing health insurance to dental insurance<\/a> can be a little like comparing apples to oranges. Sure, they\u2019re both fruit, but the similarities pretty much end there. If you\u2019ve ever wondered why these plans are so different from each other, here are a few key reasons.<\/p>\n\n\n\n\n\n\n\n

Why is Dental Insurance Separate from Health Insurance?<\/h2>\n\n\n\n

In order to understand why dental insurance is so dissimilar to health insurance, you must travel back in time to when dentistry was considered its own entity and not a part of medical care. Because of this perspective, dental schools were separated from medical schools, and dental insurance was not included in medical plans.<\/p>\n\n\n\n

Nowadays, we know that dentistry is just as important as general medicine and the two are directly related, but dental insurance is still separate from medical.<\/p>\n\n\n\n

Focus on Care<\/h2>\n\n\n\n

The main difference between how dental insurance and medical insurance works is that dental insurance is focused on preventive care, while medical insurance typically treats problems after the fact. This is why your dental plan fully covers your semi-annual exams and X-rays, but only partially covers restorative care such as fillings or root canals.<\/p>\n\n\n\n

How To Save Money with Dental Insurance<\/h2>\n\n\n\n

Because dental insurance is designed to cover a lower percentage of your restorative costs, it is important to take good care of your oral health if you want to make the most of your money.  This means that you should do everything you can to prevent oral health issues like cavities and gum disease, including:<\/p>\n\n\n\n